To Buy or Not to Buy – Renter’s Insurance Shouldn’t Be an Option

Coming home from a long day at work and finding that your apartment has been broken in to just plain sucks.  Not only is it an invasion of privacy but someone has taken your hard earned possessions.  While you may think that the property management company is responsible for replacing your stuff, they are only responsible for damages to the apartment building.  The personal items inside the apartment are YOUR responsibility.  And in the end, after the long list of stolen items has been made and the police report submitted, if you do not have renter’s insurance, you are left to replace expensive items like televisions, blu-rays and Wiis on your own.  If you’re like me, saving to get these things back could take up to a year.  Renter’s insurance protects your items from not only theft, but from fires, water damage, and even liability if someone gets hurts at your apartment.  Click here for the basics of renters insurance.  To compare local renter’s insurance rates visit the following companies:

State Farm Insurance

Scott Dibble

(502) 266-7069

Shelter Insurance

Amanda Hightower

(502) 491-9111